Current Mortgage Rate 15 Year

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. Mac said Thursday the average rate on the benchmark 30-year mortgage fell to 3.73% from 3.84% last week. By contrast, a year ago the rate stood at 4.55%. The average rate for 15-year, fixed-rate.

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A 15-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 15-year loan period. The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

View current mortgage interest rates for fixed rate and adjustable rate mortgages (including 15 year and 30 year fixed rates).

This time last year, the 15-year FRM came in at 4.04%. Lastly, the five-year Treasury-indexed hybrid adjustable-rate mortgage averaged 3.48%, retreating from last week’s rate of 3.51%. Once again,

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Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. Current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.

Current mortgage rates for July 20, 2019 are still near their historic lows. Compare 30-year, 15-year fixed rates, and ARMs to find the best home loan offer all in one place at LendingTree.

The current rate for the 15-year fixed refinance mortgage is based on a $985 origination fee; 1.375 discount points and would yield 180 equal payments. Rates and pricing may vary and are subject to change at any time without notice.

At the posted rate of 2.75% on a 15-year mortgage, she would be obliged to increase her monthly payment by $166 and pay additional upfront costs of $10,275, but she would save $120,000 over the 15.

Graph and download economic data from 1991-08-30 to 2019-07-25 about 15- year, mortgage, fixed, interest rate, interest, rate, and USA.

Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. Current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.