CSC rolled out the One month bank statement program in 2018 and it has become our No. 1 program for self-employed borrowers who are unable. The ODF+ program is offering a wide range of loans,
Qualified Residential Mortgages pdf basic guide for lenders – American Bankers Association – residential mortgage loans. All Qualified Mortgages (QM) are presumed to comply with this requirement. As described below, a loan that meets the product feature requirements can be a QM under any of three main categories: (1) the general definition; (2) the "GSE-eligible" provision; or (3) the small creditor provision.