Bank Statement Loan Program

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Bank Statement Programs. Bank Statement Programs. 12 or 24 month Personal bank statements; 12 or 24 month business bank statements; No tax returns required; Owner-occupied, 2nd homes, and investment properties; Loan Amounts from $200,000 to $3,000,000; 90% LTV available; DTI up to 50%; Credit Scores as low as 620;

Near-Prime Bank Statements. A premier loan program with enhanced pricing for your most qualified borrowers. Loan amounts to $6,000,000. 680 minimum credit score. max dti 50%. primary residence or second homes only; 1-2 units, warrantable and non-warrantable condos .

Personal Bank Statement qualified based on 12 month average monthly deposits** business Bank Statement qualified based on 12 months average deposits* (expense ratio may apply) 600 Minimum Credit Score. Up to 90% LTV (No MI) allowed on Personal and Business. Reserves may be required. Loans to $3 Million (Minimum $150,000) Interest Only Available*

Bank statement loan. Niche bank statement loans program for your business. – Credit scores below 500 and as low as 383 in some cases. – Get a loan on bank statements with time in business as short as only 2 months may be available. – This business loan using bank statements requires no collateral.

Bank Statement Loan. Get a bank statement loan. If your business has monthly revenue, then your business has an excellent chance of getting funding.

Particularly for the self-employed, Impac Mortgage Corp. Correspondent’s AltQM Income bank statement program is ideally tailored to these circumstances. Contact an Impac Mortgage Corp. Correspondent Relationship Manager at 888-850-0259, option1, for more information about our AltQM Income bank statement program.

 · The bank statement mortgage is an alternative income solution offered by certain lenders to help self-employed borrowers qualify for a mortgage without tax returns. You Have 4 Available Loan Options . 12 Month Bank Statement Loan Program Borrower(s).

How to get a mortgage if you're self employed Bank statement loans are very different from normal conventional home loans. The primary requirement for bank statement loans is to have proven 12 to 24 months bank statements with income, regular monthly deposit. With this bank statement loans program, you do not need to have verified tax documents or W2.